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New Georgia Loan Law Takes Effect.


Oct. 1–Starting Tuesday, a tough new lending law takes effect in Georgia, a controversial set of rules that seem likely to chase many lenders away from making high-interest, high-fee loans.

But the full impact is uncertain: Advocates on all sides will watch to see whether the Georgia Fair Lending Act protects consumers and makes borrowing more affordable — or chokes off credit to those who need cash.

The law puts Georgia among a handful of mostly larger states aiming



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