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The farm loan waiver can be used intelligently


Kerala has shown a model by setting up a Debt Relief Farmer powers of the Commission, to find solutions that could be implemented. This type of exercise can at the national level, so that farmers in trouble, which can be identified and assisted on a system this time.

In a presentation to the amazing resilience, it is the denial of entry in urban areas in India to accept that the agricultural sector needs help to be learnt from the crisis, by intimidating the prejudices of the policy Government in the year. It is now routine, despite reporting on the terrible state of India agriculture, and the dominance of the agricultural crisis and widespread agriculture acute distress. The loan is for the waiver at least now, the government may need to start the healing process the agricultural sector.

The real challenge is how to use PayPal. 60,000 crore waiver. It can not be regarded as an end in itself. In addition, farmers are problems to be solved with only amortization of the loan. The loan is only a denial of early, which allows farmers to obtain loans for worthy. The farmer can be ready, once again growing plants. It is here that an intervention is needed careful, so that the cycle of indebtedness will not be repeated.

Creative Link intervention deserves credit, farmers directly to agriculture, many of the systems that were announced for an increase in agricultural productivity. The Rashtriya Krishi Vikas Yojana with a budget of Rs 25000 crore is only a plan, which is allocated to agriculture, which, in this case, particularly with a view to bridging the gap between the actual performance of the genetic potential of different cultures and that the farmer fact.

The agricultural budget, with its battery to waive loans of Rs 60000 crore has overshadowed all other aspects of the 2008 budget. The urban middle class seems exasperated! Commentators have churned out meinend pieces, such as the Indian economy had suffered a setback because they do not bear the burden of these massive cushion. The same group of people do not have one thing to say, if the government habit of writing the failure of the application in industry or in several crores throw Pay commissions to the bureaucracy. But let the government spend a little money for farmers and hell broke lose.

In a presentation to the amazing resilience, it is the denial of entry in urban areas in India to accept that the agricultural sector needs help to be learnt from the crisis, by intimidating the prejudices of the policy Government in the year. It is now routine, despite reporting on the terrible state of India agriculture, and the dominance of the agricultural crisis and widespread agriculture acute distress. The loan is for the waiver at least now, the government may need to start the healing process the agricultural sector. It must be clear that farmers do not have that background image, because the work can not shirk or manage farms. Whether they continue in the production of food in these strict conditions and poor is nothing less than a miracle. Let yourself once again that the present crisis in agriculture is the result of the unjust policy of exploiting and in the hand by successive generations, by bureaucrats and politicians in this country.

Despite resentment of the money spent on the farmer and relief about discontent in political circles, it can not be a car Rollback would be morally and ethically indefensible. It would also mean suicide for some, the government in an election year. It’s free money found on revenue of a booming economy, have earned investing in loans and depreciation. Crores of Rs 50000 was designed for farmers who have less than two hectares of land and mitigation of 25 percent, on loans contracted by farmers landholdings larger than that. Given that the budget rules should be determined by parliamentary bodies in the cavity again before Parliament, to correct the agriculture budget is undoubtedly be proposed. It is, for example, the recognition that the overall limit of two hectares of land, to be eligible for emergency assistance would not be fair. Larger operating surfaces of rain in relation to the right to be fed, the landfill, because productivity is much lower in comparison with the barani areas irrigated conditions.

Another problem is valid discussed is how to help the large number of farmers, retailers of private money in debt. A mechanism must be found for them. Kerala has shown a model by setting up a Debt Relief Farmer powers of the Commission, to find solutions that could be implemented. This type of exercise can at the national level, so that farmers in trouble, which can be identified and assisted on a system this time. State Agriculture Departments, agriculture universities, Panchayati Raj institutions (PRI), and NGOs should be brought together to get the job done at the district level. The private debt cash dispensers should be negotiated and worked out a compromise formula for a final settlement. The government owes money to address this problem too.

At the bank to exercise depreciation and institutional loans, great vigilance must be exercised to ensure that the depreciation is not used in fat cat farmers, grapes and sugar in Maharashtra. There should be a monitoring and control citizens, the Committee, including a sentry to watch where the money goes to the waiver of loan. If one considers that a high level of corruption and the routine from internal resources of the State by persons who are not on the beneficiaries must be an enormous effort to make sure that the “business - as-usual “in the method of operation is not a waiver of illegitimate pockets. One of the best mechanisms for monitoring transparency. All banks should be required to publish in local newspapers and daily newspapers supra, the details of farmers whose loans will be amortized.

But the real challenge is how to use PayPal. 60,000 crore waiver. It can not be regarded as an end in itself. In addition, farmers are problems to be solved with only amortization of the loan. The loan is only a denial of early, which allows farmers to obtain loans for worthy. The farmer can be ready, once again growing plants. It is here that an intervention is needed careful, so that the cycle of indebtedness will not be repeated. A system developed, managed at the local level and with the help of public services in the constellation of agriculture, agricultural universities, institutions of Panchayati Raj (PRI), and non-governmental organizations can help farmers access to lending institutions specially designed for accessing critical agriculture inputs necessary for the revival of productivity. This could be of good quality seeds, fertilizers and pesticides, the loan can be used to create jobs, water for irrigation, a second harvest in different cultures, rain fed. If necessary, new lines of credit can be used to buy livestock or develop, poultry or fish farm incomes for additional off.

Creative Link intervention deserves credit, farmers directly to agriculture, many of the systems that were announced for an increase in agricultural productivity. The Rashtriya Krishi Vikas Yojana with a budget of Rs 25000 crore is only a plan, which is allocated to agriculture, which, in this case, particularly with a view to bridging the gap between the actual performance of the genetic potential of different cultures and that the farmer fact. In the case of millets, for example, the difference between the yield potential of varieties in the territory, and what the farmer is to receive nearly 300 percent. Here, the triplets are the right firm. There are many other systems, such as the National Food Security mission, the National Horticultural Mission and the National Fisheries Development Board. All allocations of several thousand crores, which can be used for farmers, individuals indebted to money lenders. The National Commission for farmers had recommended an interest rate of four per cent for loans to agriculture. Maybe the small farmers indebted to money for distributors loan interest rate of two per cent until they resume their financial base.

This could also be a good time to try to correct some of the other things that have already problems of agriculture, for example, about the dependence on wheat, rice, turnover in the agricultural sector of surplus producing areas. This had the consequence that the dependence on the public distribution system on wheat and rice, continues to expand many traditional cereals in the human food chain or basket. While small and marginal farmers, care and financial incentives to build grain, the relevance of the action of local food preferences, as millets like ragi, jowar and bajra and legumes such as consultation , offices and arhar, then longer be regarded as an objective can be achieved. Release of the estimated four peasants crore of the debt must be, in agriculture, productivity increases. It is only then that the waiver a creator of the landfill. M.S. Swaminathan felt that, pursuant to be used, the new credit rating of farmers should be an additional 50 million tonnes of grain per year, foodstuffs. The Finance Minister has rightly stressed the need to evaluate the performance of investment in the budget. The production has increased by 50 million tons a year, should result from screen to the budget required for the lifting of the loan.



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